Company FAQs
Company FAQs
Company FAQs
General Campaign Questions
General Campaign Questions
General Campaign Questions
Why should I participate in crowdfunding?
Highlander is an online crowdfunding platform that connects companies looking to raise capital with investors. Simplicity is everything at Highlander. We provide a simplified investment process with low minimum investments to create a more inclusive crowdfunding environment.
What is Highlander's role in crowdfunding?
Highlander is an online crowdfunding platform that connects companies looking to raise capital with investors. Simplicity is everything at Highlander. We provide a simplified investment process with low minimum investments to create a more inclusive crowdfunding environment.
Why should I participate in crowdfunding?
Highlander is an online crowdfunding platform that connects companies looking to raise capital with investors. Simplicity is everything at Highlander. We provide a simplified investment process with low minimum investments to create a more inclusive crowdfunding environment.
What is Highlander's role in crowdfunding?
Highlander is an online crowdfunding platform that connects companies looking to raise capital with investors. Simplicity is everything at Highlander. We provide a simplified investment process with low minimum investments to create a more inclusive crowdfunding environment.
What is equity crowdfunding?
Equity crowdfunding is a process for companies to raise capital from every-day people in exchange for equity in their company. Companies can then use the funds raised to continue growing their business. Investors in the company get to come along for the ride as the company grows and develops.
Can companies based outside of the U.S. raise on Highlander?
Due to U.S. laws and regulations regarding equity crowdfunding, Highlander only supports U.S. based companies to raise on the platform.
How long does it take for a company to launch on Highlander?
The time to launch on the platform typically takes 2-6 weeks.
What's the average campaign duration?
The time it takes to complete a successfully funded campaign varies, but a typical crowdfunding campaign lasts 60-90 days.
Will every individual investor be listed on my company's Cap Table?
Traditionally, each investor would be one line on your cap table. However, there are some options to clean up your cap table if you desire. Fortunately, the SEC ruled in November of 2020 to “permit the use of certain special purpose vehicles (SPV) to facilitate investing in Regulation Crowdfunding issuers.” Under specific conditions that ensure the SPV functions purely as conduits for investors to invest in a company seeking to raise capital through a crowdfunding vehicle, the operating company adds only one new shareholder to its Cap Table. Read more on page 156 of this document. Additionally, when utilizing a SAFE, funds raised can be kept in one line on the Cap Table until the investments eventually convert into equity. This is another common option to raise while keeping your cap table clean.
What is Highlander's role in crowdfunding?
Highlander is an online crowdfunding platform that connects companies looking to raise capital with investors. Simplicity is everything at Highlander. We provide a streamlined company listing process to make raising the capital you need easy. Once approved by Highlander, we create a virtual business pitch with the information you provide to attract investors. You can then raise the capital you need at the valuation you set.
What is Highlanders Crowdfunding's company application process?
We pride ourselves on a streamlined application process to make raising capital easy for your company. The application process consists of a few steps: Fill out required company application form. Highlander reviews application form. Phone Interview Approval/Rejection Once you are approved for an account on Highlander, you are able to complete the “New Campaign” form, which details your offering and virtual business pitch so that we can create them. If any additional information is required during review of this form, we will be in contact with you. Once this step is complete and your offering/virtual business pitch are created, you will be raising the capital your business needs to succeed.
Are there any restrictions on incorporation type for companies fundraising on Highlander?
Only Limited Liability Companies (LLCs) and C-Corporations can run campaigns on Highlander.
What type of raise can I offer on Highlander?
Companies running a crowdfunding campaign on Highlander can offer equity to investors, SAFEs, debt, or convertible notes.
Who manages our company's cap table after the raise?
After your raise on Highlander, you can either manage the shares on your own or use a transfer agent such as Highlander's transfer agent to manage the shares for your company.
Financial Questions
Financial Questions
Financial Questions
Who can invest on Highlander?
Investors must be over the age of 18 to participate in a crowdfunding campaign on Highlander. United States based investors can invest in any campaign on Highlander. The terms of each campaign on Highlander, from the type of security being issued, to who can participate, are determined by each issuer raising on PicMii. Each offering’s offering documents will list which jurisdictions are being solicited on the cover page. Many offerings that accept international investors or investors from your jurisdiction offer credit/debit cards as well as wire transfers as payment methods available for non-U.S. investors, but you should review each offering individually to understand the payment methods available. If the investor lives outside the United States, it is the investor’s responsibility to fully observe the laws of any relevant territory or jurisdiction outside the United States in connection with any purchase of the securities, including obtaining required governmental or other consents or observing any other required legal or other formalities. Each issuer on Highlander reserves the right to deny the purchase of the securities by any foreign purchaser.
What's the minimum I can invest?
On Highlander, you have the ability to set your own valuation for your funding round. However, it is critical to the success of your offering to have an accurate valuation. The more accurate your valuation is, the more likely you’ll achieve a successfully funded campaign.
Are there any limits to how much I can invest?
Investment limits are imposed by the regulation the offering is under. For Regulation Crowdfunding, individual investors are limited in the amount they are allowed to invest over a 12 month period: If either of an investor’s annual income or net worth is less than $124,000, then the investor’s investment limit is the greater of: $2,500 or 5 percent of the greater of the investor’s annual income or net worth. If both annual income and net worth are equal to or more than $124,000, then the investor’s limit is 10 percent of the greater of their annual income or net worth. During the 12-month period, the aggregate amount of securities sold to an investor through all Regulation Crowdfunding offerings may not exceed $124,000. * These limits are not imposed on accredited investors as described by Reg. CF Rule 100(a)(2). If either of an investor’s annual income or net worth is less than $107,000, then the investor’s investment limit is the greater of: $2,200 or 5 percent of the lesser of the investor’s annual income or net worth. If both annual income and net worth are equal to or more than $107,000, then the investor’s limit is 10 percent of the lesser of their annual income or net worth. During the 12-month period, the aggregate amount of securities sold to an investor through all Regulation Crowdfunding offerings may not exceed $107,000. For Regulation A, there are no limits imposed on accredited investors. Non-accredited investors, however, may invest no more than 10% of the greater of annual income or net worth. Many offerings that accept international investors or investors from your jurisdiction offer credit/debit cards as well as wire transfers as payment methods available for non-U.S. investors, but you should review each offering individually to understand the payment methods available. If the investor lives outside the United States, it is the investor’s responsibility to fully observe the laws of any relevant territory or jurisdiction outside the United States in connection with any purchase of the securities, including obtaining required governmental or other consents or observing any other required legal or other formalities. Each issuer on Highlander reserves the right to deny the purchase of the securities by any foreign purchaser.
What will the return on my investment be?
Unfortunately, Highlander is unable to guarantee a return on your investment. The return on investment will depend entirely on the growth and development of the company you are investing in.
Can I cancel my investment?
Refunds are possible on any Regulation Crowdfunding investment up until 48 hours before the company you invested in plans to disburse funds from escrow. You will be notified by email 5 days in advance warning you of a company’s plan to disburse funds. If your investment is not cancelled prior to 48 hours before disbursement, refunds are no longer possible. In the event of a material change to the offering or offering material, all investors in the offering will be notified and asked to reconfirm their investment. If you do not reconfirm within 5 business days, then your investment will be cancelled and promptly returned to you. Additionally, if a company does not meet its minimum funding goal, you will be refunded your investment within 10 business days of the end of the campaign. For Regulation A, PicMii allows refunds for 24 hours, however after 24 hours, the company’s own refund policy kicks in. If either of an investor’s annual income or net worth is less than $124,000, then the investor’s investment limit is the greater of: $2,500 or 5 percent of the greater of the investor’s annual income or net worth. If both annual income and net worth are equal to or more than $124,000, then the investor’s limit is 10 percent of the greater of their annual income or net worth. During the 12-month period, the aggregate amount of securities sold to an investor through all Regulation Crowdfunding offerings may not exceed $124,000. * These limits are not imposed on accredited investors as described by Reg. CF Rule 100(a)(2). If either of an investor’s annual income or net worth is less than $107,000, then the investor’s investment limit is the greater of: $2,200 or 5 percent of the lesser of the investor’s annual income or net worth. If both annual income and net worth are equal to or more than $107,000, then the investor’s limit is 10 percent of the lesser of their annual income or net worth. During the 12-month period, the aggregate amount of securities sold to an investor through all Regulation Crowdfunding offerings may not exceed $107,000. For Regulation A, there are no limits imposed on accredited investors. Non-accredited investors, however, may invest no more than 10% of the greater of annual income or net worth. Many offerings that accept international investors or investors from your jurisdiction offer credit/debit cards as well as wire transfers as payment methods available for non-U.S. investors, but you should review each offering individually to understand the payment methods available. If the investor lives outside the United States, it is the investor’s responsibility to fully observe the laws of any relevant territory or jurisdiction outside the United States in connection with any purchase of the securities, including obtaining required governmental or other consents or observing any other required legal or other formalities. Each issuer on Highlander reserves the right to deny the purchase of the securities by any foreign purchaser.
Why do I need to verify my identity?
Identity verification is standard practice as part of Highlander's Know Your Customer and Anti Money Laundering (KYC/AML) compliance. You may receive a prompt as you log in to your Highlander account or through email to verify your identity to complete your investment. You may be flagged to verify your identity at the time of your first investment or after a later investment made on the platform.
Am I able to ask a company I am interested in a question?
You can leave any comment or question for a company on their virtual business pitch page via their comments section if you are a registered investor and a member of their company will respond shortly. Know that you are unable to leave your email or phone number for the company as they are only allowed to contact investors through the Highlander platform. Additionally, it is required that any person, when posting a comment in the communication channels, must clearly disclose with each posting whether he or she is a founder or an employee of an issuer engaging in promotional activities on behalf of the issuer or a compensated promoter. This ensures that investors decisions are not manipulated by fake comments promoting an offering.
What information must an issuer provide investors?
An issuer has specific information that it is required to disclose, including: information about officers, directors, and owners of 20 percent or more of the issuer; a description of the issuer’s business and the use of proceeds from the offering; the price to the public of the securities or the method for determining the price, the target offering amount and the deadline to reach the target offering amount, whether the issuer will accept investments in excess of the target offering amount; certain related-party transactions; and a discussion of the issuer’s financial condition and financial statements. It is important to note that the issuer’s responsibility to send consistent updates through Form C-AR may eventually cease and that investors may not continually have access to current financial information from the company once the campaign ends.
Who can invest on Highlander?
Investors must be over the age of 18 to participate in a crowdfunding campaign on Highlander. United States based investors can invest in any campaign on Highlander. The terms of each campaign on Highlander, from the type of security being issued, to who can participate, are determined by each issuer raising on PicMii. Each offering’s offering documents will list which jurisdictions are being solicited on the cover page. Many offerings that accept international investors or investors from your jurisdiction offer credit/debit cards as well as wire transfers as payment methods available for non-U.S. investors, but you should review each offering individually to understand the payment methods available. If the investor lives outside the United States, it is the investor’s responsibility to fully observe the laws of any relevant territory or jurisdiction outside the United States in connection with any purchase of the securities, including obtaining required governmental or other consents or observing any other required legal or other formalities. Each issuer on Highlander reserves the right to deny the purchase of the securities by any foreign purchaser.
What's the minimum I can invest?
On Highlander, you have the ability to set your own valuation for your funding round. However, it is critical to the success of your offering to have an accurate valuation. The more accurate your valuation is, the more likely you’ll achieve a successfully funded campaign.
Are there any limits to how much I can invest?
Investment limits are imposed by the regulation the offering is under. For Regulation Crowdfunding, individual investors are limited in the amount they are allowed to invest over a 12 month period: If either of an investor’s annual income or net worth is less than $124,000, then the investor’s investment limit is the greater of: $2,500 or 5 percent of the greater of the investor’s annual income or net worth. If both annual income and net worth are equal to or more than $124,000, then the investor’s limit is 10 percent of the greater of their annual income or net worth. During the 12-month period, the aggregate amount of securities sold to an investor through all Regulation Crowdfunding offerings may not exceed $124,000. * These limits are not imposed on accredited investors as described by Reg. CF Rule 100(a)(2). If either of an investor’s annual income or net worth is less than $107,000, then the investor’s investment limit is the greater of: $2,200 or 5 percent of the lesser of the investor’s annual income or net worth. If both annual income and net worth are equal to or more than $107,000, then the investor’s limit is 10 percent of the lesser of their annual income or net worth. During the 12-month period, the aggregate amount of securities sold to an investor through all Regulation Crowdfunding offerings may not exceed $107,000. For Regulation A, there are no limits imposed on accredited investors. Non-accredited investors, however, may invest no more than 10% of the greater of annual income or net worth. Many offerings that accept international investors or investors from your jurisdiction offer credit/debit cards as well as wire transfers as payment methods available for non-U.S. investors, but you should review each offering individually to understand the payment methods available. If the investor lives outside the United States, it is the investor’s responsibility to fully observe the laws of any relevant territory or jurisdiction outside the United States in connection with any purchase of the securities, including obtaining required governmental or other consents or observing any other required legal or other formalities. Each issuer on Highlander reserves the right to deny the purchase of the securities by any foreign purchaser.
What will the return on my investment be?
Unfortunately, Highlander is unable to guarantee a return on your investment. The return on investment will depend entirely on the growth and development of the company you are investing in.
Can I cancel my investment?
Refunds are possible on any Regulation Crowdfunding investment up until 48 hours before the company you invested in plans to disburse funds from escrow. You will be notified by email 5 days in advance warning you of a company’s plan to disburse funds. If your investment is not cancelled prior to 48 hours before disbursement, refunds are no longer possible. In the event of a material change to the offering or offering material, all investors in the offering will be notified and asked to reconfirm their investment. If you do not reconfirm within 5 business days, then your investment will be cancelled and promptly returned to you. Additionally, if a company does not meet its minimum funding goal, you will be refunded your investment within 10 business days of the end of the campaign. For Regulation A, PicMii allows refunds for 24 hours, however after 24 hours, the company’s own refund policy kicks in. If either of an investor’s annual income or net worth is less than $124,000, then the investor’s investment limit is the greater of: $2,500 or 5 percent of the greater of the investor’s annual income or net worth. If both annual income and net worth are equal to or more than $124,000, then the investor’s limit is 10 percent of the greater of their annual income or net worth. During the 12-month period, the aggregate amount of securities sold to an investor through all Regulation Crowdfunding offerings may not exceed $124,000. * These limits are not imposed on accredited investors as described by Reg. CF Rule 100(a)(2). If either of an investor’s annual income or net worth is less than $107,000, then the investor’s investment limit is the greater of: $2,200 or 5 percent of the lesser of the investor’s annual income or net worth. If both annual income and net worth are equal to or more than $107,000, then the investor’s limit is 10 percent of the lesser of their annual income or net worth. During the 12-month period, the aggregate amount of securities sold to an investor through all Regulation Crowdfunding offerings may not exceed $107,000. For Regulation A, there are no limits imposed on accredited investors. Non-accredited investors, however, may invest no more than 10% of the greater of annual income or net worth. Many offerings that accept international investors or investors from your jurisdiction offer credit/debit cards as well as wire transfers as payment methods available for non-U.S. investors, but you should review each offering individually to understand the payment methods available. If the investor lives outside the United States, it is the investor’s responsibility to fully observe the laws of any relevant territory or jurisdiction outside the United States in connection with any purchase of the securities, including obtaining required governmental or other consents or observing any other required legal or other formalities. Each issuer on Highlander reserves the right to deny the purchase of the securities by any foreign purchaser.
Why do I need to verify my identity?
Identity verification is standard practice as part of Highlander's Know Your Customer and Anti Money Laundering (KYC/AML) compliance. You may receive a prompt as you log in to your Highlander account or through email to verify your identity to complete your investment. You may be flagged to verify your identity at the time of your first investment or after a later investment made on the platform.
Am I able to ask a company I am interested in a question?
You can leave any comment or question for a company on their virtual business pitch page via their comments section if you are a registered investor and a member of their company will respond shortly. Know that you are unable to leave your email or phone number for the company as they are only allowed to contact investors through the Highlander platform. Additionally, it is required that any person, when posting a comment in the communication channels, must clearly disclose with each posting whether he or she is a founder or an employee of an issuer engaging in promotional activities on behalf of the issuer or a compensated promoter. This ensures that investors decisions are not manipulated by fake comments promoting an offering.
What information must an issuer provide investors?
An issuer has specific information that it is required to disclose, including: information about officers, directors, and owners of 20 percent or more of the issuer; a description of the issuer’s business and the use of proceeds from the offering; the price to the public of the securities or the method for determining the price, the target offering amount and the deadline to reach the target offering amount, whether the issuer will accept investments in excess of the target offering amount; certain related-party transactions; and a discussion of the issuer’s financial condition and financial statements. It is important to note that the issuer’s responsibility to send consistent updates through Form C-AR may eventually cease and that investors may not continually have access to current financial information from the company once the campaign ends.
Who can invest on Highlander?
Investors must be over the age of 18 to participate in a crowdfunding campaign on Highlander. United States based investors can invest in any campaign on Highlander. The terms of each campaign on Highlander, from the type of security being issued, to who can participate, are determined by each issuer raising on PicMii. Each offering’s offering documents will list which jurisdictions are being solicited on the cover page. Many offerings that accept international investors or investors from your jurisdiction offer credit/debit cards as well as wire transfers as payment methods available for non-U.S. investors, but you should review each offering individually to understand the payment methods available. If the investor lives outside the United States, it is the investor’s responsibility to fully observe the laws of any relevant territory or jurisdiction outside the United States in connection with any purchase of the securities, including obtaining required governmental or other consents or observing any other required legal or other formalities. Each issuer on PicMii reserves the right to deny the purchase of the securities by any foreign purchaser.
What's the minimum I can invest?
Highlander's minimum investment amount on each campaign is determined by the each individual crowdfunding campaign. The typical range is between $100 – $500.
Are there any limits to how much I can invest?
Investment limits are imposed by the regulation the offering is under. For Regulation Crowdfunding, individual investors are limited in the amount they are allowed to invest over a 12 month period: If either of an investor’s annual income or net worth is less than $124,000, then the investor’s investment limit is the greater of: $2,500 or 5 percent of the greater of the investor’s annual income or net worth. If both annual income and net worth are equal to or more than $124,000, then the investor’s limit is 10 percent of the greater of their annual income or net worth. During the 12-month period, the aggregate amount of securities sold to an investor through all Regulation Crowdfunding offerings may not exceed $124,000. * These limits are not imposed on accredited investors as described by Reg. CF Rule 100(a)(2). If either of an investor’s annual income or net worth is less than $107,000, then the investor’s investment limit is the greater of: $2,200 or 5 percent of the lesser of the investor’s annual income or net worth. If both annual income and net worth are equal to or more than $107,000, then the investor’s limit is 10 percent of the lesser of their annual income or net worth. During the 12-month period, the aggregate amount of securities sold to an investor through all Regulation Crowdfunding offerings may not exceed $107,000. For Regulation A, there are no limits imposed on accredited investors. Non-accredited investors, however, may invest no more than 10% of the greater of annual income or net worth. Many offerings that accept international investors or investors from your jurisdiction offer credit/debit cards as well as wire transfers as payment methods available for non-U.S. investors, but you should review each offering individually to understand the payment methods available. If the investor lives outside the United States, it is the investor’s responsibility to fully observe the laws of any relevant territory or jurisdiction outside the United States in connection with any purchase of the securities, including obtaining required governmental or other consents or observing any other required legal or other formalities. Each issuer on Highlander reserves the right to deny the purchase of the securities by any foreign purchaser.
What will the return on my investment be?
Unfortunately, Highlander is unable to guarantee a return on your investment. The return on investment will depend entirely on the growth and development of the company you are investing in.
Can I cancel my investment?
Refunds are possible on any Regulation Crowdfunding investment up until 48 hours before the company you invested in plans to disburse funds from escrow. You will be notified by email 5 days in advance warning you of a company’s plan to disburse funds. If your investment is not cancelled prior to 48 hours before disbursement, refunds are no longer possible. In the event of a material change to the offering or offering material, all investors in the offering will be notified and asked to reconfirm their investment. If you do not reconfirm within 5 business days, then your investment will be cancelled and promptly returned to you. Additionally, if a company does not meet its minimum funding goal, you will be refunded your investment within 10 business days of the end of the campaign. For Regulation A, PicMii allows refunds for 24 hours, however after 24 hours, the company’s own refund policy kicks in. If either of an investor’s annual income or net worth is less than $124,000, then the investor’s investment limit is the greater of: $2,500 or 5 percent of the greater of the investor’s annual income or net worth. If both annual income and net worth are equal to or more than $124,000, then the investor’s limit is 10 percent of the greater of their annual income or net worth. During the 12-month period, the aggregate amount of securities sold to an investor through all Regulation Crowdfunding offerings may not exceed $124,000. * These limits are not imposed on accredited investors as described by Reg. CF Rule 100(a)(2). If either of an investor’s annual income or net worth is less than $107,000, then the investor’s investment limit is the greater of: $2,200 or 5 percent of the lesser of the investor’s annual income or net worth. If both annual income and net worth are equal to or more than $107,000, then the investor’s limit is 10 percent of the lesser of their annual income or net worth. During the 12-month period, the aggregate amount of securities sold to an investor through all Regulation Crowdfunding offerings may not exceed $107,000. For Regulation A, there are no limits imposed on accredited investors. Non-accredited investors, however, may invest no more than 10% of the greater of annual income or net worth. Many offerings that accept international investors or investors from your jurisdiction offer credit/debit cards as well as wire transfers as payment methods available for non-U.S. investors, but you should review each offering individually to understand the payment methods available. If the investor lives outside the United States, it is the investor’s responsibility to fully observe the laws of any relevant territory or jurisdiction outside the United States in connection with any purchase of the securities, including obtaining required governmental or other consents or observing any other required legal or other formalities. Each issuer on Highlander reserves the right to deny the purchase of the securities by any foreign purchaser.
Why do I need to verify my identity?
Identity verification is standard practice as part of Highlander's Know Your Customer and Anti Money Laundering (KYC/AML) compliance. You may receive a prompt as you log in to your Highlander account or through email to verify your identity to complete your investment. You may be flagged to verify your identity at the time of your first investment or after a later investment made on the platform.
Am I able to ask a company I am interested in a question?
You can leave any comment or question for a company on their virtual business pitch page via their comments section if you are a registered investor and a member of their company will respond shortly. Know that you are unable to leave your email or phone number for the company as they are only allowed to contact investors through the Highlander platform. Additionally, it is required that any person, when posting a comment in the communication channels, must clearly disclose with each posting whether he or she is a founder or an employee of an issuer engaging in promotional activities on behalf of the issuer or a compensated promoter. This ensures that investors decisions are not manipulated by fake comments promoting an offering.
What information must an issuer provide investors?
An issuer has specific information that it is required to disclose, including: information about officers, directors, and owners of 20 percent or more of the issuer; a description of the issuer’s business and the use of proceeds from the offering; the price to the public of the securities or the method for determining the price, the target offering amount and the deadline to reach the target offering amount, whether the issuer will accept investments in excess of the target offering amount; certain related-party transactions; and a discussion of the issuer’s financial condition and financial statements. It is important to note that the issuer’s responsibility to send consistent updates through Form C-AR may eventually cease and that investors may not continually have access to current financial information from the company once the campaign ends.
Who can invest on Highlander?
Investors must be over the age of 18 to participate in a crowdfunding campaign on Highlander. United States based investors can invest in any campaign on Highlander. The terms of each campaign on Highlander, from the type of security being issued, to who can participate, are determined by each issuer raising on PicMii. Each offering’s offering documents will list which jurisdictions are being solicited on the cover page. Many offerings that accept international investors or investors from your jurisdiction offer credit/debit cards as well as wire transfers as payment methods available for non-U.S. investors, but you should review each offering individually to understand the payment methods available. If the investor lives outside the United States, it is the investor’s responsibility to fully observe the laws of any relevant territory or jurisdiction outside the United States in connection with any purchase of the securities, including obtaining required governmental or other consents or observing any other required legal or other formalities. Each issuer on PicMii reserves the right to deny the purchase of the securities by any foreign purchaser.
What's the minimum I can invest?
Highlander's minimum investment amount on each campaign is determined by the each individual crowdfunding campaign. The typical range is between $100 – $500.
Are there any limits to how much I can invest?
Investment limits are imposed by the regulation the offering is under. For Regulation Crowdfunding, individual investors are limited in the amount they are allowed to invest over a 12 month period: If either of an investor’s annual income or net worth is less than $124,000, then the investor’s investment limit is the greater of: $2,500 or 5 percent of the greater of the investor’s annual income or net worth. If both annual income and net worth are equal to or more than $124,000, then the investor’s limit is 10 percent of the greater of their annual income or net worth. During the 12-month period, the aggregate amount of securities sold to an investor through all Regulation Crowdfunding offerings may not exceed $124,000. * These limits are not imposed on accredited investors as described by Reg. CF Rule 100(a)(2). If either of an investor’s annual income or net worth is less than $107,000, then the investor’s investment limit is the greater of: $2,200 or 5 percent of the lesser of the investor’s annual income or net worth. If both annual income and net worth are equal to or more than $107,000, then the investor’s limit is 10 percent of the lesser of their annual income or net worth. During the 12-month period, the aggregate amount of securities sold to an investor through all Regulation Crowdfunding offerings may not exceed $107,000. For Regulation A, there are no limits imposed on accredited investors. Non-accredited investors, however, may invest no more than 10% of the greater of annual income or net worth. Many offerings that accept international investors or investors from your jurisdiction offer credit/debit cards as well as wire transfers as payment methods available for non-U.S. investors, but you should review each offering individually to understand the payment methods available. If the investor lives outside the United States, it is the investor’s responsibility to fully observe the laws of any relevant territory or jurisdiction outside the United States in connection with any purchase of the securities, including obtaining required governmental or other consents or observing any other required legal or other formalities. Each issuer on Highlander reserves the right to deny the purchase of the securities by any foreign purchaser.
What will the return on my investment be?
Unfortunately, Highlander is unable to guarantee a return on your investment. The return on investment will depend entirely on the growth and development of the company you are investing in.
Can I cancel my investment?
Refunds are possible on any Regulation Crowdfunding investment up until 48 hours before the company you invested in plans to disburse funds from escrow. You will be notified by email 5 days in advance warning you of a company’s plan to disburse funds. If your investment is not cancelled prior to 48 hours before disbursement, refunds are no longer possible. In the event of a material change to the offering or offering material, all investors in the offering will be notified and asked to reconfirm their investment. If you do not reconfirm within 5 business days, then your investment will be cancelled and promptly returned to you. Additionally, if a company does not meet its minimum funding goal, you will be refunded your investment within 10 business days of the end of the campaign. For Regulation A, PicMii allows refunds for 24 hours, however after 24 hours, the company’s own refund policy kicks in. If either of an investor’s annual income or net worth is less than $124,000, then the investor’s investment limit is the greater of: $2,500 or 5 percent of the greater of the investor’s annual income or net worth. If both annual income and net worth are equal to or more than $124,000, then the investor’s limit is 10 percent of the greater of their annual income or net worth. During the 12-month period, the aggregate amount of securities sold to an investor through all Regulation Crowdfunding offerings may not exceed $124,000. * These limits are not imposed on accredited investors as described by Reg. CF Rule 100(a)(2). If either of an investor’s annual income or net worth is less than $107,000, then the investor’s investment limit is the greater of: $2,200 or 5 percent of the lesser of the investor’s annual income or net worth. If both annual income and net worth are equal to or more than $107,000, then the investor’s limit is 10 percent of the lesser of their annual income or net worth. During the 12-month period, the aggregate amount of securities sold to an investor through all Regulation Crowdfunding offerings may not exceed $107,000. For Regulation A, there are no limits imposed on accredited investors. Non-accredited investors, however, may invest no more than 10% of the greater of annual income or net worth. Many offerings that accept international investors or investors from your jurisdiction offer credit/debit cards as well as wire transfers as payment methods available for non-U.S. investors, but you should review each offering individually to understand the payment methods available. If the investor lives outside the United States, it is the investor’s responsibility to fully observe the laws of any relevant territory or jurisdiction outside the United States in connection with any purchase of the securities, including obtaining required governmental or other consents or observing any other required legal or other formalities. Each issuer on Highlander reserves the right to deny the purchase of the securities by any foreign purchaser.
Why do I need to verify my identity?
Identity verification is standard practice as part of Highlander's Know Your Customer and Anti Money Laundering (KYC/AML) compliance. You may receive a prompt as you log in to your Highlander account or through email to verify your identity to complete your investment. You may be flagged to verify your identity at the time of your first investment or after a later investment made on the platform.
Am I able to ask a company I am interested in a question?
You can leave any comment or question for a company on their virtual business pitch page via their comments section if you are a registered investor and a member of their company will respond shortly. Know that you are unable to leave your email or phone number for the company as they are only allowed to contact investors through the Highlander platform. Additionally, it is required that any person, when posting a comment in the communication channels, must clearly disclose with each posting whether he or she is a founder or an employee of an issuer engaging in promotional activities on behalf of the issuer or a compensated promoter. This ensures that investors decisions are not manipulated by fake comments promoting an offering.
What information must an issuer provide investors?
An issuer has specific information that it is required to disclose, including: information about officers, directors, and owners of 20 percent or more of the issuer; a description of the issuer’s business and the use of proceeds from the offering; the price to the public of the securities or the method for determining the price, the target offering amount and the deadline to reach the target offering amount, whether the issuer will accept investments in excess of the target offering amount; certain related-party transactions; and a discussion of the issuer’s financial condition and financial statements. It is important to note that the issuer’s responsibility to send consistent updates through Form C-AR may eventually cease and that investors may not continually have access to current financial information from the company once the campaign ends.
How much does it cost to raise through Highlander?
Outside of the Highlander fees, under Regulation Crowdfunding, it is possible to begin fundraising at no up-front cost if you are raising $124,000 or less. If you are planning to raise more than $124,000, then your costs will include between $2,000 and $10,000 for a financial review or audit by a public accountant.
Can my company collect funds as they come in?
Your company may elect to disburse funds multiple times during your fundraising campaign. The regulation, however, requires that your crowdfunding campaign has been active for at least 21 days and that you exceeded your minimum funding goal in “cleared funds” and Credit Card commitments. Once you have achieved these milestones, you may collect capital as it comes in.
Am I limited in how much my company can raise?
Under Regulation Crowdfunding, companies may raise up to $5,000,000 in a 12-month period. If raising $124,000 or less, the principal executive officer may self certify the company’s financials. If raising between $124,000 and $1,235,000, then the issuer will need to get their financials reviewed by a independent certified public accountant. If raising over $1,235,000, then the issuer will need to get their financials audited by a public accountant that is independent of the issuer.
How is the valuation of my fundraising round determined?
On Highlander, you have the ability to set your own valuation for your funding round. However, it is critical to the success of your offering to have an accurate valuation. The more accurate your valuation is, the more likely you’ll achieve a successfully funded campaign.
Why should I participate in crowdfunding?
When you invest in a company through equity crowdfunding, you are actually purchasing partial ownership in that business. If the companies you invest in on our platform grow and develop, your investment has the potential to do the same. By investing in startup companies, you are contributing to their foundation, and will be rewarded if they are able to continue building on that groundwork.
What is Highlander's role in crowdfunding?
Highlander is an online crowdfunding platform that connects companies looking to raise capital with investors. Simplicity is everything at Highlander. We provide a simplified investment process with low minimum investments to create a more inclusive crowdfunding environment.
Why should I participate in crowdfunding?
When you invest in a company through equity crowdfunding, you are actually purchasing partial ownership in that business. If the companies you invest in on our platform grow and develop, your investment has the potential to do the same. By investing in startup companies, you are contributing to their foundation, and will be rewarded if they are able to continue building on that groundwork.
What is Highlander's role in crowdfunding?
Highlander is an online crowdfunding platform that connects companies looking to raise capital with investors. Simplicity is everything at Highlander. We provide a simplified investment process with low minimum investments to create a more inclusive crowdfunding environment.
Get Started!
Let's make fundraising the easiest part of your startup.
Get Started
Create your Highlander account
Do you want to invest in early-stage opportunities or raise capital for your company?
Get Started!
Let's make fundraising the easiest part of your startup.
Get Started
Create your Highlander account
Do you want to invest in early-stage opportunities or raise capital for your company?
Get Started!
Let's make fundraising the easiest part of your startup.
Get Started
Create your Highlander account
Do you want to invest in early-stage opportunities or raise capital for your company?
Get Started!
Let's make fundraising the easiest part of your startup.
Get Started
Create your Highlander account
Do you want to invest in early-stage opportunities or raise capital for your company?
Get Started!
Let's make fundraising the easiest part of your startup.
Get Started
Create your Highlander account
Do you want to invest in early-stage opportunities or raise capital for your company?