Investor FAQs
Investor FAQs
General Investing Questions
General Investing Questions
Why should I participate in crowdfunding?
When you invest in a company through equity crowdfunding, you are actually purchasing partial ownership in that business. If the companies you invest in on our platform grow and develop, your investment has the potential to do the same. By investing in startup companies, you are contributing to their foundation, and will be rewarded if they are able to continue building on that groundwork.
What is Highlander's role in crowdfunding?
Highlander is an online crowdfunding platform that connects companies looking to raise capital with investors. Simplicity is everything at Highlander. We provide a simplified investment process with low minimum investments to create a more inclusive crowdfunding environment.
Why should I participate in crowdfunding?
When you invest in a company through equity crowdfunding, you are actually purchasing partial ownership in that business. If the companies you invest in on our platform grow and develop, your investment has the potential to do the same. By investing in startup companies, you are contributing to their foundation, and will be rewarded if they are able to continue building on that groundwork.
What is Highlander's role in crowdfunding?
Highlander is an online crowdfunding platform that connects companies looking to raise capital with investors. Simplicity is everything at Highlander. We provide a simplified investment process with low minimum investments to create a more inclusive crowdfunding environment.
Why should I participate in crowdfunding?
When you invest in a company through equity crowdfunding, you are actually purchasing partial ownership in that business. If the companies you invest in on our platform grow and develop, your investment has the potential to do the same. By investing in startup companies, you are contributing to their foundation, and will be rewarded if they are able to continue building on that groundwork.
What is Highlander's role in crowdfunding?
Highlander is an online crowdfunding platform that connects companies looking to raise capital with investors. Simplicity is everything at Highlander. We provide a simplified investment process with low minimum investments to create a more inclusive crowdfunding environment.
Regulatory Questions
Regulatory Questions
Who can invest on Highlander?
Investors must be over the age of 18 to participate in a crowdfunding campaign on Highlander. United States based investors can invest in any campaign on Highlander. The terms of each campaign on Highlander, from the type of security being issued, to who can participate, are determined by each issuer raising on PicMii. Each offering’s offering documents will list which jurisdictions are being solicited on the cover page. Many offerings that accept international investors or investors from your jurisdiction offer credit/debit cards as well as wire transfers as payment methods available for non-U.S. investors, but you should review each offering individually to understand the payment methods available. If the investor lives outside the United States, it is the investor’s responsibility to fully observe the laws of any relevant territory or jurisdiction outside the United States in connection with any purchase of the securities, including obtaining required governmental or other consents or observing any other required legal or other formalities. Each issuer on Highlander reserves the right to deny the purchase of the securities by any foreign purchaser.
What's the minimum I can invest?
On Highlander, you have the ability to set your own valuation for your funding round. However, it is critical to the success of your offering to have an accurate valuation. The more accurate your valuation is, the more likely you’ll achieve a successfully funded campaign.
Are there any limits to how much I can invest?
Investment limits are imposed by the regulation the offering is under. For Regulation Crowdfunding, individual investors are limited in the amount they are allowed to invest over a 12 month period: If either of an investor’s annual income or net worth is less than $124,000, then the investor’s investment limit is the greater of: $2,500 or 5 percent of the greater of the investor’s annual income or net worth. If both annual income and net worth are equal to or more than $124,000, then the investor’s limit is 10 percent of the greater of their annual income or net worth. During the 12-month period, the aggregate amount of securities sold to an investor through all Regulation Crowdfunding offerings may not exceed $124,000. * These limits are not imposed on accredited investors as described by Reg. CF Rule 100(a)(2). If either of an investor’s annual income or net worth is less than $107,000, then the investor’s investment limit is the greater of: $2,200 or 5 percent of the lesser of the investor’s annual income or net worth. If both annual income and net worth are equal to or more than $107,000, then the investor’s limit is 10 percent of the lesser of their annual income or net worth. During the 12-month period, the aggregate amount of securities sold to an investor through all Regulation Crowdfunding offerings may not exceed $107,000. For Regulation A, there are no limits imposed on accredited investors. Non-accredited investors, however, may invest no more than 10% of the greater of annual income or net worth. Many offerings that accept international investors or investors from your jurisdiction offer credit/debit cards as well as wire transfers as payment methods available for non-U.S. investors, but you should review each offering individually to understand the payment methods available. If the investor lives outside the United States, it is the investor’s responsibility to fully observe the laws of any relevant territory or jurisdiction outside the United States in connection with any purchase of the securities, including obtaining required governmental or other consents or observing any other required legal or other formalities. Each issuer on Highlander reserves the right to deny the purchase of the securities by any foreign purchaser.
What will the return on my investment be?
Unfortunately, Highlander is unable to guarantee a return on your investment. The return on investment will depend entirely on the growth and development of the company you are investing in.
Can I cancel my investment?
Refunds are possible on any Regulation Crowdfunding investment up until 48 hours before the company you invested in plans to disburse funds from escrow. You will be notified by email 5 days in advance warning you of a company’s plan to disburse funds. If your investment is not cancelled prior to 48 hours before disbursement, refunds are no longer possible. In the event of a material change to the offering or offering material, all investors in the offering will be notified and asked to reconfirm their investment. If you do not reconfirm within 5 business days, then your investment will be cancelled and promptly returned to you. Additionally, if a company does not meet its minimum funding goal, you will be refunded your investment within 10 business days of the end of the campaign. For Regulation A, PicMii allows refunds for 24 hours, however after 24 hours, the company’s own refund policy kicks in. If either of an investor’s annual income or net worth is less than $124,000, then the investor’s investment limit is the greater of: $2,500 or 5 percent of the greater of the investor’s annual income or net worth. If both annual income and net worth are equal to or more than $124,000, then the investor’s limit is 10 percent of the greater of their annual income or net worth. During the 12-month period, the aggregate amount of securities sold to an investor through all Regulation Crowdfunding offerings may not exceed $124,000. * These limits are not imposed on accredited investors as described by Reg. CF Rule 100(a)(2). If either of an investor’s annual income or net worth is less than $107,000, then the investor’s investment limit is the greater of: $2,200 or 5 percent of the lesser of the investor’s annual income or net worth. If both annual income and net worth are equal to or more than $107,000, then the investor’s limit is 10 percent of the lesser of their annual income or net worth. During the 12-month period, the aggregate amount of securities sold to an investor through all Regulation Crowdfunding offerings may not exceed $107,000. For Regulation A, there are no limits imposed on accredited investors. Non-accredited investors, however, may invest no more than 10% of the greater of annual income or net worth. Many offerings that accept international investors or investors from your jurisdiction offer credit/debit cards as well as wire transfers as payment methods available for non-U.S. investors, but you should review each offering individually to understand the payment methods available. If the investor lives outside the United States, it is the investor’s responsibility to fully observe the laws of any relevant territory or jurisdiction outside the United States in connection with any purchase of the securities, including obtaining required governmental or other consents or observing any other required legal or other formalities. Each issuer on Highlander reserves the right to deny the purchase of the securities by any foreign purchaser.
Why do I need to verify my identity?
Identity verification is standard practice as part of Highlander's Know Your Customer and Anti Money Laundering (KYC/AML) compliance. You may receive a prompt as you log in to your Highlander account or through email to verify your identity to complete your investment. You may be flagged to verify your identity at the time of your first investment or after a later investment made on the platform.
Am I able to ask a company I am interested in a question?
You can leave any comment or question for a company on their virtual business pitch page via their comments section if you are a registered investor and a member of their company will respond shortly. Know that you are unable to leave your email or phone number for the company as they are only allowed to contact investors through the Highlander platform. Additionally, it is required that any person, when posting a comment in the communication channels, must clearly disclose with each posting whether he or she is a founder or an employee of an issuer engaging in promotional activities on behalf of the issuer or a compensated promoter. This ensures that investors decisions are not manipulated by fake comments promoting an offering.
What information must an issuer provide investors?
An issuer has specific information that it is required to disclose, including: information about officers, directors, and owners of 20 percent or more of the issuer; a description of the issuer’s business and the use of proceeds from the offering; the price to the public of the securities or the method for determining the price, the target offering amount and the deadline to reach the target offering amount, whether the issuer will accept investments in excess of the target offering amount; certain related-party transactions; and a discussion of the issuer’s financial condition and financial statements. It is important to note that the issuer’s responsibility to send consistent updates through Form C-AR may eventually cease and that investors may not continually have access to current financial information from the company once the campaign ends.
Who can invest on Highlander?
Investors must be over the age of 18 to participate in a crowdfunding campaign on Highlander. United States based investors can invest in any campaign on Highlander. The terms of each campaign on Highlander, from the type of security being issued, to who can participate, are determined by each issuer raising on PicMii. Each offering’s offering documents will list which jurisdictions are being solicited on the cover page. Many offerings that accept international investors or investors from your jurisdiction offer credit/debit cards as well as wire transfers as payment methods available for non-U.S. investors, but you should review each offering individually to understand the payment methods available. If the investor lives outside the United States, it is the investor’s responsibility to fully observe the laws of any relevant territory or jurisdiction outside the United States in connection with any purchase of the securities, including obtaining required governmental or other consents or observing any other required legal or other formalities. Each issuer on Highlander reserves the right to deny the purchase of the securities by any foreign purchaser.
What's the minimum I can invest?
On Highlander, you have the ability to set your own valuation for your funding round. However, it is critical to the success of your offering to have an accurate valuation. The more accurate your valuation is, the more likely you’ll achieve a successfully funded campaign.
Are there any limits to how much I can invest?
Investment limits are imposed by the regulation the offering is under. For Regulation Crowdfunding, individual investors are limited in the amount they are allowed to invest over a 12 month period: If either of an investor’s annual income or net worth is less than $124,000, then the investor’s investment limit is the greater of: $2,500 or 5 percent of the greater of the investor’s annual income or net worth. If both annual income and net worth are equal to or more than $124,000, then the investor’s limit is 10 percent of the greater of their annual income or net worth. During the 12-month period, the aggregate amount of securities sold to an investor through all Regulation Crowdfunding offerings may not exceed $124,000. * These limits are not imposed on accredited investors as described by Reg. CF Rule 100(a)(2). If either of an investor’s annual income or net worth is less than $107,000, then the investor’s investment limit is the greater of: $2,200 or 5 percent of the lesser of the investor’s annual income or net worth. If both annual income and net worth are equal to or more than $107,000, then the investor’s limit is 10 percent of the lesser of their annual income or net worth. During the 12-month period, the aggregate amount of securities sold to an investor through all Regulation Crowdfunding offerings may not exceed $107,000. For Regulation A, there are no limits imposed on accredited investors. Non-accredited investors, however, may invest no more than 10% of the greater of annual income or net worth. Many offerings that accept international investors or investors from your jurisdiction offer credit/debit cards as well as wire transfers as payment methods available for non-U.S. investors, but you should review each offering individually to understand the payment methods available. If the investor lives outside the United States, it is the investor’s responsibility to fully observe the laws of any relevant territory or jurisdiction outside the United States in connection with any purchase of the securities, including obtaining required governmental or other consents or observing any other required legal or other formalities. Each issuer on Highlander reserves the right to deny the purchase of the securities by any foreign purchaser.
What will the return on my investment be?
Unfortunately, Highlander is unable to guarantee a return on your investment. The return on investment will depend entirely on the growth and development of the company you are investing in.
Can I cancel my investment?
Refunds are possible on any Regulation Crowdfunding investment up until 48 hours before the company you invested in plans to disburse funds from escrow. You will be notified by email 5 days in advance warning you of a company’s plan to disburse funds. If your investment is not cancelled prior to 48 hours before disbursement, refunds are no longer possible. In the event of a material change to the offering or offering material, all investors in the offering will be notified and asked to reconfirm their investment. If you do not reconfirm within 5 business days, then your investment will be cancelled and promptly returned to you. Additionally, if a company does not meet its minimum funding goal, you will be refunded your investment within 10 business days of the end of the campaign. For Regulation A, PicMii allows refunds for 24 hours, however after 24 hours, the company’s own refund policy kicks in. If either of an investor’s annual income or net worth is less than $124,000, then the investor’s investment limit is the greater of: $2,500 or 5 percent of the greater of the investor’s annual income or net worth. If both annual income and net worth are equal to or more than $124,000, then the investor’s limit is 10 percent of the greater of their annual income or net worth. During the 12-month period, the aggregate amount of securities sold to an investor through all Regulation Crowdfunding offerings may not exceed $124,000. * These limits are not imposed on accredited investors as described by Reg. CF Rule 100(a)(2). If either of an investor’s annual income or net worth is less than $107,000, then the investor’s investment limit is the greater of: $2,200 or 5 percent of the lesser of the investor’s annual income or net worth. If both annual income and net worth are equal to or more than $107,000, then the investor’s limit is 10 percent of the lesser of their annual income or net worth. During the 12-month period, the aggregate amount of securities sold to an investor through all Regulation Crowdfunding offerings may not exceed $107,000. For Regulation A, there are no limits imposed on accredited investors. Non-accredited investors, however, may invest no more than 10% of the greater of annual income or net worth. Many offerings that accept international investors or investors from your jurisdiction offer credit/debit cards as well as wire transfers as payment methods available for non-U.S. investors, but you should review each offering individually to understand the payment methods available. If the investor lives outside the United States, it is the investor’s responsibility to fully observe the laws of any relevant territory or jurisdiction outside the United States in connection with any purchase of the securities, including obtaining required governmental or other consents or observing any other required legal or other formalities. Each issuer on Highlander reserves the right to deny the purchase of the securities by any foreign purchaser.
Why do I need to verify my identity?
Identity verification is standard practice as part of Highlander's Know Your Customer and Anti Money Laundering (KYC/AML) compliance. You may receive a prompt as you log in to your Highlander account or through email to verify your identity to complete your investment. You may be flagged to verify your identity at the time of your first investment or after a later investment made on the platform.
Am I able to ask a company I am interested in a question?
You can leave any comment or question for a company on their virtual business pitch page via their comments section if you are a registered investor and a member of their company will respond shortly. Know that you are unable to leave your email or phone number for the company as they are only allowed to contact investors through the Highlander platform. Additionally, it is required that any person, when posting a comment in the communication channels, must clearly disclose with each posting whether he or she is a founder or an employee of an issuer engaging in promotional activities on behalf of the issuer or a compensated promoter. This ensures that investors decisions are not manipulated by fake comments promoting an offering.
What information must an issuer provide investors?
An issuer has specific information that it is required to disclose, including: information about officers, directors, and owners of 20 percent or more of the issuer; a description of the issuer’s business and the use of proceeds from the offering; the price to the public of the securities or the method for determining the price, the target offering amount and the deadline to reach the target offering amount, whether the issuer will accept investments in excess of the target offering amount; certain related-party transactions; and a discussion of the issuer’s financial condition and financial statements. It is important to note that the issuer’s responsibility to send consistent updates through Form C-AR may eventually cease and that investors may not continually have access to current financial information from the company once the campaign ends.
Who can invest on Highlander?
Investors must be over the age of 18 to participate in a crowdfunding campaign on Highlander. United States based investors can invest in any campaign on Highlander. The terms of each campaign on Highlander, from the type of security being issued, to who can participate, are determined by each issuer raising on Highlander. Each offering’s offering documents will list which jurisdictions are being solicited on the cover page. Many offerings that accept international investors or investors from your jurisdiction offer credit/debit cards as well as wire transfers as payment methods available for non-U.S. investors, but you should review each offering individually to understand the payment methods available. If the investor lives outside the United States, it is the investor’s responsibility to fully observe the laws of any relevant territory or jurisdiction outside the United States in connection with any purchase of the securities, including obtaining required governmental or other consents or observing any other required legal or other formalities. Each issuer on Highlander reserves the right to deny the purchase of the securities by any foreign purchaser.
Are there any limits to how much I can invest?
Investment limits are imposed by the regulation the offering is under. For Regulation Crowdfunding, individual investors are limited in the amount they are allowed to invest over a 12 month period: If either of an investor’s annual income or net worth is less than $124,000, then the investor’s investment limit is the greater of: $2,500 or 5 percent of the greater of the investor’s annual income or net worth. If both annual income and net worth are equal to or more than $124,000, then the investor’s limit is 10 percent of the greater of their annual income or net worth. During the 12-month period, the aggregate amount of securities sold to an investor through all Regulation Crowdfunding offerings may not exceed $124,000. * These limits are not imposed on accredited investors as described by Reg. CF Rule 100(a)(2). If either of an investor’s annual income or net worth is less than $107,000, then the investor’s investment limit is the greater of: $2,200 or 5 percent of the lesser of the investor’s annual income or net worth. If both annual income and net worth are equal to or more than $107,000, then the investor’s limit is 10 percent of the lesser of their annual income or net worth. During the 12-month period, the aggregate amount of securities sold to an investor through all Regulation Crowdfunding offerings may not exceed $107,000. For Regulation A, there are no limits imposed on accredited investors. Non-accredited investors, however, may invest no more than 10% of the greater of annual income or net worth. Many offerings that accept international investors or investors from your jurisdiction offer credit/debit cards as well as wire transfers as payment methods available for non-U.S. investors, but you should review each offering individually to understand the payment methods available. If the investor lives outside the United States, it is the investor’s responsibility to fully observe the laws of any relevant territory or jurisdiction outside the United States in connection with any purchase of the securities, including obtaining required governmental or other consents or observing any other required legal or other formalities. Each issuer on Highlander reserves the right to deny the purchase of the securities by any foreign purchaser.
Can I cancel my investment?
Refunds are possible on any Regulation Crowdfunding investment up until 48 hours before the company you invested in plans to disburse funds from escrow. You will be notified by email 5 days in advance warning you of a company’s plan to disburse funds. If your investment is not cancelled prior to 48 hours before disbursement, refunds are no longer possible. In the event of a material change to the offering or offering material, all investors in the offering will be notified and asked to reconfirm their investment. If you do not reconfirm within 5 business days, then your investment will be cancelled and promptly returned to you. Additionally, if a company does not meet its minimum funding goal, you will be refunded your investment within 10 business days of the end of the campaign. For Regulation A, Highlander allows refunds for 24 hours, however after 24 hours, the company’s own refund policy kicks in. If either of an investor’s annual income or net worth is less than $124,000, then the investor’s investment limit is the greater of: $2,500 or 5 percent of the greater of the investor’s annual income or net worth. If both annual income and net worth are equal to or more than $124,000, then the investor’s limit is 10 percent of the greater of their annual income or net worth. During the 12-month period, the aggregate amount of securities sold to an investor through all Regulation Crowdfunding offerings may not exceed $124,000. * These limits are not imposed on accredited investors as described by Reg. CF Rule 100(a)(2). If either of an investor’s annual income or net worth is less than $107,000, then the investor’s investment limit is the greater of: $2,200 or 5 percent of the lesser of the investor’s annual income or net worth. If both annual income and net worth are equal to or more than $107,000, then the investor’s limit is 10 percent of the lesser of their annual income or net worth. During the 12-month period, the aggregate amount of securities sold to an investor through all Regulation Crowdfunding offerings may not exceed $107,000. For Regulation A, there are no limits imposed on accredited investors. Non-accredited investors, however, may invest no more than 10% of the greater of annual income or net worth. Many offerings that accept international investors or investors from your jurisdiction offer credit/debit cards as well as wire transfers as payment methods available for non-U.S. investors, but you should review each offering individually to understand the payment methods available. If the investor lives outside the United States, it is the investor’s responsibility to fully observe the laws of any relevant territory or jurisdiction outside the United States in connection with any purchase of the securities, including obtaining required governmental or other consents or observing any other required legal or other formalities. Each issuer on Highlander reserves the right to deny the purchase of the securities by any foreign purchaser.
Am I able to ask a company I am interested in a question?
You can leave any comment or question for a company on their virtual business pitch page via their comments section if you are a registered investor and a member of their company will respond shortly. Know that you are unable to leave your email or phone number for the company as they are only allowed to contact investors through the Highlander platform. Additionally, it is required that any person, when posting a comment in the communication channels, must clearly disclose with each posting whether he or she is a founder or an employee of an issuer engaging in promotional activities on behalf of the issuer or a compensated promoter. This ensures that investors decisions are not manipulated by fake comments promoting an offering.
What's the minimum I can invest?
Highlander's minimum investment amount on each campaign is determined by the each individual crowdfunding campaign. The typical range is between $100 – $500.
What will the return on my investment be?
Unfortunately, Highlander is unable to guarantee a return on your investment. The return on investment will depend entirely on the growth and development of the company you are investing in.
Why do I need to verify my identity?
Identity verification is standard practice as part of Highlander's Know Your Customer and Anti Money Laundering (KYC/AML) compliance. You may receive a prompt as you log in to your Highlander account or through email to verify your identity to complete your investment. You may be flagged to verify your identity at the time of your first investment or after a later investment made on the platform.
What information must an issuer provide investors?
An issuer has specific information that it is required to disclose, including: information about officers, directors, and owners of 20 percent or more of the issuer; a description of the issuer’s business and the use of proceeds from the offering; the price to the public of the securities or the method for determining the price, the target offering amount and the deadline to reach the target offering amount, whether the issuer will accept investments in excess of the target offering amount; certain related-party transactions; and a discussion of the issuer’s financial condition and financial statements. It is important to note that the issuer’s responsibility to send consistent updates through Form C-AR may eventually cease and that investors may not continually have access to current financial information from the company once the campaign ends.
Who can invest on Highlander?
Investors must be over the age of 18 to participate in a crowdfunding campaign on Highlander. United States based investors can invest in any campaign on Highlander. The terms of each campaign on Highlander, from the type of security being issued, to who can participate, are determined by each issuer raising on Highlander. Each offering’s offering documents will list which jurisdictions are being solicited on the cover page. Many offerings that accept international investors or investors from your jurisdiction offer credit/debit cards as well as wire transfers as payment methods available for non-U.S. investors, but you should review each offering individually to understand the payment methods available. If the investor lives outside the United States, it is the investor’s responsibility to fully observe the laws of any relevant territory or jurisdiction outside the United States in connection with any purchase of the securities, including obtaining required governmental or other consents or observing any other required legal or other formalities. Each issuer on Highlander reserves the right to deny the purchase of the securities by any foreign purchaser.
Are there any limits to how much I can invest?
Investment limits are imposed by the regulation the offering is under. For Regulation Crowdfunding, individual investors are limited in the amount they are allowed to invest over a 12 month period: If either of an investor’s annual income or net worth is less than $124,000, then the investor’s investment limit is the greater of: $2,500 or 5 percent of the greater of the investor’s annual income or net worth. If both annual income and net worth are equal to or more than $124,000, then the investor’s limit is 10 percent of the greater of their annual income or net worth. During the 12-month period, the aggregate amount of securities sold to an investor through all Regulation Crowdfunding offerings may not exceed $124,000. * These limits are not imposed on accredited investors as described by Reg. CF Rule 100(a)(2). If either of an investor’s annual income or net worth is less than $107,000, then the investor’s investment limit is the greater of: $2,200 or 5 percent of the lesser of the investor’s annual income or net worth. If both annual income and net worth are equal to or more than $107,000, then the investor’s limit is 10 percent of the lesser of their annual income or net worth. During the 12-month period, the aggregate amount of securities sold to an investor through all Regulation Crowdfunding offerings may not exceed $107,000. For Regulation A, there are no limits imposed on accredited investors. Non-accredited investors, however, may invest no more than 10% of the greater of annual income or net worth. Many offerings that accept international investors or investors from your jurisdiction offer credit/debit cards as well as wire transfers as payment methods available for non-U.S. investors, but you should review each offering individually to understand the payment methods available. If the investor lives outside the United States, it is the investor’s responsibility to fully observe the laws of any relevant territory or jurisdiction outside the United States in connection with any purchase of the securities, including obtaining required governmental or other consents or observing any other required legal or other formalities. Each issuer on Highlander reserves the right to deny the purchase of the securities by any foreign purchaser.
Can I cancel my investment?
Refunds are possible on any Regulation Crowdfunding investment up until 48 hours before the company you invested in plans to disburse funds from escrow. You will be notified by email 5 days in advance warning you of a company’s plan to disburse funds. If your investment is not cancelled prior to 48 hours before disbursement, refunds are no longer possible. In the event of a material change to the offering or offering material, all investors in the offering will be notified and asked to reconfirm their investment. If you do not reconfirm within 5 business days, then your investment will be cancelled and promptly returned to you. Additionally, if a company does not meet its minimum funding goal, you will be refunded your investment within 10 business days of the end of the campaign. For Regulation A, Highlander allows refunds for 24 hours, however after 24 hours, the company’s own refund policy kicks in. If either of an investor’s annual income or net worth is less than $124,000, then the investor’s investment limit is the greater of: $2,500 or 5 percent of the greater of the investor’s annual income or net worth. If both annual income and net worth are equal to or more than $124,000, then the investor’s limit is 10 percent of the greater of their annual income or net worth. During the 12-month period, the aggregate amount of securities sold to an investor through all Regulation Crowdfunding offerings may not exceed $124,000. * These limits are not imposed on accredited investors as described by Reg. CF Rule 100(a)(2). If either of an investor’s annual income or net worth is less than $107,000, then the investor’s investment limit is the greater of: $2,200 or 5 percent of the lesser of the investor’s annual income or net worth. If both annual income and net worth are equal to or more than $107,000, then the investor’s limit is 10 percent of the lesser of their annual income or net worth. During the 12-month period, the aggregate amount of securities sold to an investor through all Regulation Crowdfunding offerings may not exceed $107,000. For Regulation A, there are no limits imposed on accredited investors. Non-accredited investors, however, may invest no more than 10% of the greater of annual income or net worth. Many offerings that accept international investors or investors from your jurisdiction offer credit/debit cards as well as wire transfers as payment methods available for non-U.S. investors, but you should review each offering individually to understand the payment methods available. If the investor lives outside the United States, it is the investor’s responsibility to fully observe the laws of any relevant territory or jurisdiction outside the United States in connection with any purchase of the securities, including obtaining required governmental or other consents or observing any other required legal or other formalities. Each issuer on Highlander reserves the right to deny the purchase of the securities by any foreign purchaser.
Am I able to ask a company I am interested in a question?
You can leave any comment or question for a company on their virtual business pitch page via their comments section if you are a registered investor and a member of their company will respond shortly. Know that you are unable to leave your email or phone number for the company as they are only allowed to contact investors through the Highlander platform. Additionally, it is required that any person, when posting a comment in the communication channels, must clearly disclose with each posting whether he or she is a founder or an employee of an issuer engaging in promotional activities on behalf of the issuer or a compensated promoter. This ensures that investors decisions are not manipulated by fake comments promoting an offering.
What's the minimum I can invest?
Highlander's minimum investment amount on each campaign is determined by the each individual crowdfunding campaign. The typical range is between $100 – $500.
What will the return on my investment be?
Unfortunately, Highlander is unable to guarantee a return on your investment. The return on investment will depend entirely on the growth and development of the company you are investing in.
Why do I need to verify my identity?
Identity verification is standard practice as part of Highlander's Know Your Customer and Anti Money Laundering (KYC/AML) compliance. You may receive a prompt as you log in to your Highlander account or through email to verify your identity to complete your investment. You may be flagged to verify your identity at the time of your first investment or after a later investment made on the platform.
What information must an issuer provide investors?
An issuer has specific information that it is required to disclose, including: information about officers, directors, and owners of 20 percent or more of the issuer; a description of the issuer’s business and the use of proceeds from the offering; the price to the public of the securities or the method for determining the price, the target offering amount and the deadline to reach the target offering amount, whether the issuer will accept investments in excess of the target offering amount; certain related-party transactions; and a discussion of the issuer’s financial condition and financial statements. It is important to note that the issuer’s responsibility to send consistent updates through Form C-AR may eventually cease and that investors may not continually have access to current financial information from the company once the campaign ends.
Platform Questions
Platform Questions
How do I register as an investor on Highlander?
Registration on Highlander is simple (Just like we try to make everything on our platoform!). Simply select Sign Up from the top navigation menu then select investor on the following page. Once on the registration page, fill out the required information to create your account. This includes: First Name, Last Name, Username, Email Address, and a Password. After submitting the form, you will receive an automated email to confirm your email address. Once you confirm your email address, you will have full access to the platform.
How do I register as an investor on Highlander?
Registration on Highlander is simple (Just like we try to make everything on our platoform!). Simply select Sign Up from the top navigation menu then select investor on the following page. Once on the registration page, fill out the required information to create your account. This includes: First Name, Last Name, Username, Email Address, and a Password. After submitting the form, you will receive an automated email to confirm your email address. Once you confirm your email address, you will have full access to the platform.
Why am I required to provide my net worth?
Investment limits are imposed by the regulation the offering is under. For regulation crowdfunding, individual investors are limited in the amount they are allowed to invest over a 12 month period: If either of an investor’s annual income or net worth is less than $124,000, then the investor’s investment limit is the greater of: $2,500 or 5 percent of the lesser of the investor’s annual income or net worth. If both annual income and net worth are equal to or more than $124,000, then the investor’s limit is 10 percent of the lesser of their annual income or net worth. During the 12-month period, the aggregate amount of securities sold to an investor through all Regulation Crowdfunding offerings may not exceed $124,000. Once on the registration page, fill out the required information to create your account. This includes: First Name, Last Name, Username, Email Address, and a Password. After submitting the form, you will receive an automated email to confirm your email address. Once you confirm your email address, you will have full access to the platform.
Why am I required to provide my net worth?
Investment limits are imposed by the regulation the offering is under. For regulation crowdfunding, individual investors are limited in the amount they are allowed to invest over a 12 month period: If either of an investor’s annual income or net worth is less than $124,000, then the investor’s investment limit is the greater of: $2,500 or 5 percent of the lesser of the investor’s annual income or net worth. If both annual income and net worth are equal to or more than $124,000, then the investor’s limit is 10 percent of the lesser of their annual income or net worth. During the 12-month period, the aggregate amount of securities sold to an investor through all Regulation Crowdfunding offerings may not exceed $124,000. Once on the registration page, fill out the required information to create your account. This includes: First Name, Last Name, Username, Email Address, and a Password. After submitting the form, you will receive an automated email to confirm your email address. Once you confirm your email address, you will have full access to the platform.
Why was I prompted for my social security number?
Highlander is required to collect your Social Security Number in case we need to perform Anti-Money Laundering background checks. If either of an investor’s annual income or net worth is less than $124,000, then the investor’s investment limit is the greater of: $2,500 or 5 percent of the lesser of the investor’s annual income or net worth. If both annual income and net worth are equal to or more than $124,000, then the investor’s limit is 10 percent of the lesser of their annual income or net worth. During the 12-month period, the aggregate amount of securities sold to an investor through all Regulation Crowdfunding offerings may not exceed $124,000. Once on the registration page, fill out the required information to create your account. This includes: First Name, Last Name, Username, Email Address, and a Password. After submitting the form, you will receive an automated email to confirm your email address. Once you confirm your email address, you will have full access to the platform.
Why was I prompted for my social security number?
Highlander is required to collect your Social Security Number in case we need to perform Anti-Money Laundering background checks. If either of an investor’s annual income or net worth is less than $124,000, then the investor’s investment limit is the greater of: $2,500 or 5 percent of the lesser of the investor’s annual income or net worth. If both annual income and net worth are equal to or more than $124,000, then the investor’s limit is 10 percent of the lesser of their annual income or net worth. During the 12-month period, the aggregate amount of securities sold to an investor through all Regulation Crowdfunding offerings may not exceed $124,000. Once on the registration page, fill out the required information to create your account. This includes: First Name, Last Name, Username, Email Address, and a Password. After submitting the form, you will receive an automated email to confirm your email address. Once you confirm your email address, you will have full access to the platform.
What forms of payment can I use to invest?
Highlander allows investors to use four different types of payment methods: Credit cards – We accept most types of credit cards. Simply enter your card information when prompted to complete your purchase of up to $5,000. For amounts exceeding $5,000, you must consider another payment method. ACH – ACH stands for Automated Clearing House. It is a network that coordinates electronic payments to pull funds directly from your checking account. Simply input the requested banking information when prompted to complete your purchase. Once opened, it may take 2-3 business days for the purchase to clear. Wire Transfers – Wire Transfers are a method to electronically transfer funds from one person/entity to another. Wire transfers are especially beneficial for larger investments (Greater Than $5,000). Completing your wire transfer occurs independently of PicMii, however we will provide directions through email if Wire Transfer is your selected payment method. Your investment status will remain “pending” until the wire transfer is received.
What forms of payment can I use to invest?
Highlander allows investors to use four different types of payment methods: Credit cards – We accept most types of credit cards. Simply enter your card information when prompted to complete your purchase of up to $5,000. For amounts exceeding $5,000, you must consider another payment method. ACH – ACH stands for Automated Clearing House. It is a network that coordinates electronic payments to pull funds directly from your checking account. Simply input the requested banking information when prompted to complete your purchase. Once opened, it may take 2-3 business days for the purchase to clear. Wire Transfers – Wire Transfers are a method to electronically transfer funds from one person/entity to another. Wire transfers are especially beneficial for larger investments (Greater Than $5,000). Completing your wire transfer occurs independently of PicMii, however we will provide directions through email if Wire Transfer is your selected payment method. Your investment status will remain “pending” until the wire transfer is received.
When is my investment complete?
Once your payment is received, funds are taken from your account and placed into the company’s escrow account. You will be immediately notified via email once your payment has been received. Equity purchased in the company will appear in your personal portfolio on the platform, however your purchase is not technically complete yet. Once the company you invested in disburses funds from the escrow account, your investment becomes official. At this point, you are no longer able to receive a refund and you will receive a countersigned version of the subscription agreement via email.
When is my investment complete?
Once your payment is received, funds are taken from your account and placed into the company’s escrow account. You will be immediately notified via email once your payment has been received. Equity purchased in the company will appear in your personal portfolio on the platform, however your purchase is not technically complete yet. Once the company you invested in disburses funds from the escrow account, your investment becomes official. At this point, you are no longer able to receive a refund and you will receive a countersigned version of the subscription agreement via email.
Where can I find my subscription agreement?
Your subscription agreement will be provided to you via email. Once the company you invested in disburses funds and your investment is complete, you will receive a countersigned subscription agreement via email.
Where can I find my subscription agreement?
Your subscription agreement will be provided to you via email. Once the company you invested in disburses funds and your investment is complete, you will receive a countersigned subscription agreement via email.
Are company's required to update us on their progress after a fundraising campaign?
Any company completing a Regulation Crowdfunding offering is required to provide an annual report on Form C-AR no later than 120 days after the end of its fiscal year. The report must be posted on the issuer’s website. *It is important to note that under certain stipulations, Issuers may cease filing annual financial reports. This includes the following: the issuer is required to file reports under Exchange Act Sections 13(a) or 15(d); the issuer has filed at least one annual report and has fewer than 300 holders of record; the issuer has filed at least three annual reports and has total assets that do not exceed $10 million; the issuer or another party purchases or repurchases all of the securities issued pursuant to Regulation Crowdfunding, including any payment in full of debt securities or any complete redemption of redeemable securities; or the issuer liquidates or dissolves in accordance with state law.
Are company's required to update us on their progress after a fundraising campaign?
Any company completing a Regulation Crowdfunding offering is required to provide an annual report on Form C-AR no later than 120 days after the end of its fiscal year. The report must be posted on the issuer’s website. *It is important to note that under certain stipulations, Issuers may cease filing annual financial reports. This includes the following: the issuer is required to file reports under Exchange Act Sections 13(a) or 15(d); the issuer has filed at least one annual report and has fewer than 300 holders of record; the issuer has filed at least three annual reports and has total assets that do not exceed $10 million; the issuer or another party purchases or repurchases all of the securities issued pursuant to Regulation Crowdfunding, including any payment in full of debt securities or any complete redemption of redeemable securities; or the issuer liquidates or dissolves in accordance with state law.
Can I sell my equity once a company's fundraising is complete?
Securities purchased in a crowdfunding transaction generally cannot be resold for a period of one year, unless the securities are transferred: (1) to the issuer of the securities; (2) to an “accredited investor”; (3) as part of an offering registered with the Commission; or (4) to a member of the family of the purchaser or the equivalent, to a trust controlled by the purchaser, to a trust created for the benefit of a member of the family of the purchaser or the equivalent, or in connection with the death or divorce of the purchaser or other similar circumstance. After an offering closes and your investment is complete, the issuing company will provide you with information regarding the location of official records of your Security purchase. They will also provide you with instructions for creating an account at this Transfer Agent. Highlander does not provide a market for selling securities once an offering closes. Investors should understand that even after 1 year, there is still no assurance of liquidity for your investment.
Can I sell my equity once a company's fundraising is complete?
Securities purchased in a crowdfunding transaction generally cannot be resold for a period of one year, unless the securities are transferred: (1) to the issuer of the securities; (2) to an “accredited investor”; (3) as part of an offering registered with the Commission; or (4) to a member of the family of the purchaser or the equivalent, to a trust controlled by the purchaser, to a trust created for the benefit of a member of the family of the purchaser or the equivalent, or in connection with the death or divorce of the purchaser or other similar circumstance. After an offering closes and your investment is complete, the issuing company will provide you with information regarding the location of official records of your Security purchase. They will also provide you with instructions for creating an account at this Transfer Agent. Highlander does not provide a market for selling securities once an offering closes. Investors should understand that even after 1 year, there is still no assurance of liquidity for your investment.
How do I find companies raising on the platform?
To find companies raising on the platform, select "Invest" in the top navigation menu. All companies raising on the platform are located here! You can sort through all companies on the platform using the top sorting bar. To view an individual company raising on the platform, just select an individuals company card and you will be taken to their virtual business pitch. All information pertaining to the offering is located here.
How do I find companies raising on the platform?
To find companies raising on the platform, select "Invest" in the top navigation menu. All companies raising on the platform are located here! You can sort through all companies on the platform using the top sorting bar. To view an individual company raising on the platform, just select an individuals company card and you will be taken to their virtual business pitch. All information pertaining to the offering is located here.
What is my net worth?
Your net worth is the sum of your assets minus any liabilities. Assets are anything of value that you own. Some typical examples of assets include cash or property. Liabilities are any debts that you owe. A common liability is a bank loan. Please visit the SEC’s website for additional information on calculating your net worth. To view an individual company raising on the platform, just select an individuals company card and you will be taken to their virtual business pitch. All information pertaining to the offering is located here.
What is my net worth?
Your net worth is the sum of your assets minus any liabilities. Assets are anything of value that you own. Some typical examples of assets include cash or property. Liabilities are any debts that you owe. A common liability is a bank loan. Please visit the SEC’s website for additional information on calculating your net worth. To view an individual company raising on the platform, just select an individuals company card and you will be taken to their virtual business pitch. All information pertaining to the offering is located here.
What happens if the company I invested in doesn't meet their funding goal?
If the mimimum funding goal is not met by the completion of the company’s campaign then all investments will be refunded within 10 business days. Please visit the SEC’s website for additional information on calculating your net worth. To view an individual company raising on the platform, just select an individuals company card and you will be taken to their virtual business pitch. All information pertaining to the offering is located here.
What happens if the company I invested in doesn't meet their funding goal?
If the mimimum funding goal is not met by the completion of the company’s campaign then all investments will be refunded within 10 business days. Please visit the SEC’s website for additional information on calculating your net worth. To view an individual company raising on the platform, just select an individuals company card and you will be taken to their virtual business pitch. All information pertaining to the offering is located here.
Am I able to invest with checks?
No. Highlander is a regulated securities portal and therefore can only facilitate investments on this platform. Please do not send checks to PicMii or any company listed on the site.
Am I able to invest with checks?
No. Highlander is a regulated securities portal and therefore can only facilitate investments on this platform. Please do not send checks to PicMii or any company listed on the site.
How do I cancel my investment?
You may cancel your investment at any time up until 48 hours prior to the Issuer disbursing funds by emailing support@picmiicrowdfunding.com or within your investor profile.
How do I cancel my investment?
You may cancel your investment at any time up until 48 hours prior to the Issuer disbursing funds by emailing support@picmiicrowdfunding.com or within your investor profile.
Where do I view my portfolio?
You are able to view all the companies you invested in on your portfolio on your profile. Simply select investor account through the top navigation menu, then select the portfolio tab within your profile to view all your investments. Please remember that investments are shown in your portfolio once your payment method is received. An investment in your portfolio does not necessarily mean that an investment is complete.
Where do I view my portfolio?
You are able to view all the companies you invested in on your portfolio on your profile. Simply select investor account through the top navigation menu, then select the portfolio tab within your profile to view all your investments. Please remember that investments are shown in your portfolio once your payment method is received. An investment in your portfolio does not necessarily mean that an investment is complete.
Will there be an ongoing relationship between Highlander and the issuer after an offering?
Following the completion of an offering conducted through Highlander, there may or may not be an ongoing relationship between the Highlander and the issuer.
Will there be an ongoing relationship between Highlander and the issuer after an offering?
Following the completion of an offering conducted through Highlander, there may or may not be an ongoing relationship between the Highlander and the issuer.
I'm an international investor, am I able to invest?
Yes, Highlander let's investors from all around the world invest.
I'm an international investor, am I able to invest?
Yes, Highlander let's investors from all around the world invest.
Get Started!
Let's back what's next.
Get Started
Create your Highlander account
Do you want to invest in early-stage opportunities or raise capital for your company?
Get Started!
Let's back what's next.
Get Started
Create your Highlander account
Do you want to invest in early-stage opportunities or raise capital for your company?
How do I register as an investor on Highlander?
Registration on Highlander is simple (Just like we try to make everything on our platoform!). Simply select Sign Up from the top navigation menu then select investor on the following page. Once on the registration page, fill out the required information to create your account. This includes: First Name, Last Name, Username, Email Address, and a Password. After submitting the form, you will receive an automated email to confirm your email address. Once you confirm your email address, you will have full access to the platform.
Why am I required to provide my net worth?
Investment limits are imposed by the regulation the offering is under. For regulation crowdfunding, individual investors are limited in the amount they are allowed to invest over a 12 month period: If either of an investor’s annual income or net worth is less than $124,000, then the investor’s investment limit is the greater of: $2,500 or 5 percent of the lesser of the investor’s annual income or net worth. If both annual income and net worth are equal to or more than $124,000, then the investor’s limit is 10 percent of the lesser of their annual income or net worth. During the 12-month period, the aggregate amount of securities sold to an investor through all Regulation Crowdfunding offerings may not exceed $124,000. Once on the registration page, fill out the required information to create your account. This includes: First Name, Last Name, Username, Email Address, and a Password. After submitting the form, you will receive an automated email to confirm your email address. Once you confirm your email address, you will have full access to the platform.
Why was I prompted for my social security number?
Highlander is required to collect your Social Security Number in case we need to perform Anti-Money Laundering background checks. If either of an investor’s annual income or net worth is less than $124,000, then the investor’s investment limit is the greater of: $2,500 or 5 percent of the lesser of the investor’s annual income or net worth. If both annual income and net worth are equal to or more than $124,000, then the investor’s limit is 10 percent of the lesser of their annual income or net worth. During the 12-month period, the aggregate amount of securities sold to an investor through all Regulation Crowdfunding offerings may not exceed $124,000. Once on the registration page, fill out the required information to create your account. This includes: First Name, Last Name, Username, Email Address, and a Password. After submitting the form, you will receive an automated email to confirm your email address. Once you confirm your email address, you will have full access to the platform.
What forms of payment can I use to invest?
Highlander allows investors to use four different types of payment methods: Credit cards – We accept most types of credit cards. Simply enter your card information when prompted to complete your purchase. ACH – ACH stands for Automated Clearing House. It is a network that coordinates electronic payments to pull funds directly from your checking account. Simply input the requested banking information when prompted to complete your purchase. Once opened, it may take 2-3 business days for the purchase to clear. Wire Transfers – Wire Transfers are a method to electronically transfer funds from one person/entity to another. Wire transfers are especially beneficial for larger investments (Greater Than $5,000). Completing your wire transfer occurs independently of Highlander, however we will provide directions through email if Wire Transfer is your selected payment method. Your investment status will remain “pending” until the wire transfer is received.
When is my investment complete?
Once your payment is received, funds are taken from your account and placed into the company’s escrow account. You will be immediately notified via email once your payment has been received. Equity purchased in the company will appear in your personal portfolio on the platform, however your purchase is not technically complete yet. Once the company you invested in disburses funds from the escrow account, your investment becomes official. At this point, you are no longer able to receive a refund and you will receive a countersigned version of the subscription agreement via email.
Where can I find my subscription agreement?
Your subscription agreement will be provided to you via email. Once the company you invested in disburses funds and your investment is complete, you will receive a countersigned subscription agreement via email.
Are company's required to update us on their progress after a fundraising campaign?
Any company completing a Regulation Crowdfunding offering is required to provide an annual report on Form C-AR no later than 120 days after the end of its fiscal year. The report must be posted on the issuer’s website. *It is important to note that under certain stipulations, Issuers may cease filing annual financial reports. This includes the following: the issuer is required to file reports under Exchange Act Sections 13(a) or 15(d); the issuer has filed at least one annual report and has fewer than 300 holders of record; the issuer has filed at least three annual reports and has total assets that do not exceed $10 million; the issuer or another party purchases or repurchases all of the securities issued pursuant to Regulation Crowdfunding, including any payment in full of debt securities or any complete redemption of redeemable securities; or the issuer liquidates or dissolves in accordance with state law.
Can I sell my equity once a company's fundraising is complete?
Securities purchased in a crowdfunding transaction generally cannot be resold for a period of one year, unless the securities are transferred: (1) to the issuer of the securities; (2) to an “accredited investor”; (3) as part of an offering registered with the Commission; or (4) to a member of the family of the purchaser or the equivalent, to a trust controlled by the purchaser, to a trust created for the benefit of a member of the family of the purchaser or the equivalent, or in connection with the death or divorce of the purchaser or other similar circumstance. After an offering closes and your investment is complete, the issuing company will provide you with information regarding the location of official records of your Security purchase. They will also provide you with instructions for creating an account at this Transfer Agent. Highlander does not provide a market for selling securities once an offering closes. Investors should understand that even after 1 year, there is still no assurance of liquidity for your investment.
How do I find companies raising on the platform?
To find companies raising on the platform, select "Invest" in the top navigation menu. All companies raising on the platform are located here! You can sort through all companies on the platform using the top sorting bar. To view an individual company raising on the platform, just select an individuals company card and you will be taken to their virtual business pitch. All information pertaining to the offering is located here.
What is my net worth?
Your net worth is the sum of your assets minus any liabilities. Assets are anything of value that you own. Some typical examples of assets include cash or property. Liabilities are any debts that you owe. A common liability is a bank loan. Please visit the SEC’s website for additional information on calculating your net worth. To view an individual company raising on the platform, just select an individuals company card and you will be taken to their virtual business pitch. All information pertaining to the offering is located here.
What happens if the company I invested in doesn't meet their funding goal?
If the mimimum funding goal is not met by the completion of the company’s campaign then all investments will be refunded within 10 business days. Please visit the SEC’s website for additional information on calculating your net worth. To view an individual company raising on the platform, just select an individuals company card and you will be taken to their virtual business pitch. All information pertaining to the offering is located here.
Am I able to invest with checks?
No. Highlander is a regulated securities portal and therefore can only facilitate investments on this platform. Please do not send checks to Highlander or any company listed on the site.
How do I cancel my investment?
You may cancel your investment at any time up until 48 hours prior to the Issuer disbursing funds by emailing support@highlander.ai or within your investor profile.
Where do I view my portfolio?
You are able to view all the companies you invested in on your portfolio on your profile. Simply select investor account through the top navigation menu, then select the portfolio tab within your profile to view all your investments. Please remember that investments are shown in your portfolio once your payment method is received. An investment in your portfolio does not necessarily mean that an investment is complete.
Will there be an ongoing relationship between Highlander and the issuer after an offering?
Following the completion of an offering conducted through Highlander, there may or may not be an ongoing relationship between the Highlander and the issuer.
I'm an international investor, am I able to invest?
Yes, Highlander let's investors from all around the world invest.
How do I register as an investor on Highlander?
Registration on Highlander is simple (Just like we try to make everything on our platoform!). Simply select Sign Up from the top navigation menu then select investor on the following page. Once on the registration page, fill out the required information to create your account. This includes: First Name, Last Name, Username, Email Address, and a Password. After submitting the form, you will receive an automated email to confirm your email address. Once you confirm your email address, you will have full access to the platform.
Why am I required to provide my net worth?
Investment limits are imposed by the regulation the offering is under. For regulation crowdfunding, individual investors are limited in the amount they are allowed to invest over a 12 month period: If either of an investor’s annual income or net worth is less than $124,000, then the investor’s investment limit is the greater of: $2,500 or 5 percent of the lesser of the investor’s annual income or net worth. If both annual income and net worth are equal to or more than $124,000, then the investor’s limit is 10 percent of the lesser of their annual income or net worth. During the 12-month period, the aggregate amount of securities sold to an investor through all Regulation Crowdfunding offerings may not exceed $124,000. Once on the registration page, fill out the required information to create your account. This includes: First Name, Last Name, Username, Email Address, and a Password. After submitting the form, you will receive an automated email to confirm your email address. Once you confirm your email address, you will have full access to the platform.
Why was I prompted for my social security number?
Highlander is required to collect your Social Security Number in case we need to perform Anti-Money Laundering background checks. If either of an investor’s annual income or net worth is less than $124,000, then the investor’s investment limit is the greater of: $2,500 or 5 percent of the lesser of the investor’s annual income or net worth. If both annual income and net worth are equal to or more than $124,000, then the investor’s limit is 10 percent of the lesser of their annual income or net worth. During the 12-month period, the aggregate amount of securities sold to an investor through all Regulation Crowdfunding offerings may not exceed $124,000. Once on the registration page, fill out the required information to create your account. This includes: First Name, Last Name, Username, Email Address, and a Password. After submitting the form, you will receive an automated email to confirm your email address. Once you confirm your email address, you will have full access to the platform.
What forms of payment can I use to invest?
Highlander allows investors to use four different types of payment methods: Credit cards – We accept most types of credit cards. Simply enter your card information when prompted to complete your purchase. ACH – ACH stands for Automated Clearing House. It is a network that coordinates electronic payments to pull funds directly from your checking account. Simply input the requested banking information when prompted to complete your purchase. Once opened, it may take 2-3 business days for the purchase to clear. Wire Transfers – Wire Transfers are a method to electronically transfer funds from one person/entity to another. Wire transfers are especially beneficial for larger investments (Greater Than $5,000). Completing your wire transfer occurs independently of Highlander, however we will provide directions through email if Wire Transfer is your selected payment method. Your investment status will remain “pending” until the wire transfer is received.
When is my investment complete?
Once your payment is received, funds are taken from your account and placed into the company’s escrow account. You will be immediately notified via email once your payment has been received. Equity purchased in the company will appear in your personal portfolio on the platform, however your purchase is not technically complete yet. Once the company you invested in disburses funds from the escrow account, your investment becomes official. At this point, you are no longer able to receive a refund and you will receive a countersigned version of the subscription agreement via email.
Where can I find my subscription agreement?
Your subscription agreement will be provided to you via email. Once the company you invested in disburses funds and your investment is complete, you will receive a countersigned subscription agreement via email.
Are company's required to update us on their progress after a fundraising campaign?
Any company completing a Regulation Crowdfunding offering is required to provide an annual report on Form C-AR no later than 120 days after the end of its fiscal year. The report must be posted on the issuer’s website. *It is important to note that under certain stipulations, Issuers may cease filing annual financial reports. This includes the following: the issuer is required to file reports under Exchange Act Sections 13(a) or 15(d); the issuer has filed at least one annual report and has fewer than 300 holders of record; the issuer has filed at least three annual reports and has total assets that do not exceed $10 million; the issuer or another party purchases or repurchases all of the securities issued pursuant to Regulation Crowdfunding, including any payment in full of debt securities or any complete redemption of redeemable securities; or the issuer liquidates or dissolves in accordance with state law.
Can I sell my equity once a company's fundraising is complete?
Securities purchased in a crowdfunding transaction generally cannot be resold for a period of one year, unless the securities are transferred: (1) to the issuer of the securities; (2) to an “accredited investor”; (3) as part of an offering registered with the Commission; or (4) to a member of the family of the purchaser or the equivalent, to a trust controlled by the purchaser, to a trust created for the benefit of a member of the family of the purchaser or the equivalent, or in connection with the death or divorce of the purchaser or other similar circumstance. After an offering closes and your investment is complete, the issuing company will provide you with information regarding the location of official records of your Security purchase. They will also provide you with instructions for creating an account at this Transfer Agent. Highlander does not provide a market for selling securities once an offering closes. Investors should understand that even after 1 year, there is still no assurance of liquidity for your investment.
How do I find companies raising on the platform?
To find companies raising on the platform, select "Invest" in the top navigation menu. All companies raising on the platform are located here! You can sort through all companies on the platform using the top sorting bar. To view an individual company raising on the platform, just select an individuals company card and you will be taken to their virtual business pitch. All information pertaining to the offering is located here.
What is my net worth?
Your net worth is the sum of your assets minus any liabilities. Assets are anything of value that you own. Some typical examples of assets include cash or property. Liabilities are any debts that you owe. A common liability is a bank loan. Please visit the SEC’s website for additional information on calculating your net worth. To view an individual company raising on the platform, just select an individuals company card and you will be taken to their virtual business pitch. All information pertaining to the offering is located here.
What happens if the company I invested in doesn't meet their funding goal?
If the mimimum funding goal is not met by the completion of the company’s campaign then all investments will be refunded within 10 business days. Please visit the SEC’s website for additional information on calculating your net worth. To view an individual company raising on the platform, just select an individuals company card and you will be taken to their virtual business pitch. All information pertaining to the offering is located here.
Am I able to invest with checks?
No. Highlander is a regulated securities portal and therefore can only facilitate investments on this platform. Please do not send checks to Highlander or any company listed on the site.
How do I cancel my investment?
You may cancel your investment at any time up until 48 hours prior to the Issuer disbursing funds by emailing support@highlander.ai or within your investor profile.
Where do I view my portfolio?
You are able to view all the companies you invested in on your portfolio on your profile. Simply select investor account through the top navigation menu, then select the portfolio tab within your profile to view all your investments. Please remember that investments are shown in your portfolio once your payment method is received. An investment in your portfolio does not necessarily mean that an investment is complete.
Will there be an ongoing relationship between Highlander and the issuer after an offering?
Following the completion of an offering conducted through Highlander, there may or may not be an ongoing relationship between the Highlander and the issuer.
I'm an international investor, am I able to invest?
Yes, Highlander let's investors from all around the world invest.
Get Started!
Let's back what's next.
Get Started
Create your Highlander account
Do you want to invest in early-stage opportunities or raise capital for your company?
Get Started!
Let's back what's next.
Get Started
Create your Highlander account
Do you want to invest in early-stage opportunities or raise capital for your company?
Get Started!
Let's back what's next.
Get Started
Create your Highlander account
Do you want to invest in early-stage opportunities or raise capital for your company?